Blog entries by MTorrez

Welcome to the Mortgage Payoff Club! We're a private club that's seriously weird about paying off our mortgage crazy early. Imagine a life without a mortgage payment!

We've even had EIGHT members already do it! Click here to request club membership.

When I first joined the Mortgage Payoff Club I was starting my 4th consecutive year of additional principal payments, 26 months later and I was done. It was, and still is, exciting to see Club Members progress thru the Leader Board to the paid off section at the top, and that had been my goal for a couple years. Now that I reached it I reflect on how my life has changed having reached this milestone, and where my life is going from here. After having paid off our mortgage it was a relief...
It is October, and arbitrarily this is the month I update my net worth tracking excels. I suppose it is odd to use an excel tool, when I already use Personal Capital which tracks net worth on a day to day basis, but I find that the annual exercise is a better perspective with much less noise. Since I am an engineer, it appeals to me to have regular health tracking metric for my finances. In my annual check up I like to benchmark our household using various methods to see how we are stacking...
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