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  1. cdub

    Personal Capital

    I haven't used it.
  2. cdub

    Navy Family Says, "Be Gone Mortgage"

    Yes baby steps! :) It sounds like you've got a great plan. I'm very much looking forward to being mortgage free as well.
  3. cdub

    Navy Family Says, "Be Gone Mortgage"

    I'm still contributing to the retirement accounts, personally. I've had to put my extra mortgage payments on hold just to get our security fund back up to snuff (owed way more taxes than I thought I would - one day I'll put the right amount aside). In your case with the military pension coming...
  4. cdub

    cdub's Mortgage Payoff Diary... (update - a little thrown into the pot)

    Threw in $525.63 this month for a total payment of $1900. :) I think once the payment gets around 725.63 extra it's like doing a 15 year? I don't know. I'll have to do the math again.
  5. cdub

    Anne's Mortgage payoff story: Stay focused on 8 year goal

    Welcome to the site! Yes we're small as of now. I created it mostly for my benefit to try and keep me honest with paying it off... but if anyone else wants to join in with the "fun" of getting mortgage free that's awesome! :)
  6. cdub

    Jan 27, 2016 To May 15, 2017 [Paid Off!]

    That's awesome.
  7. cdub

    cdub's Mortgage Payoff Diary... (update - a little thrown into the pot)

    Threw in $425.63 extra. The trend continues! :)
  8. cdub

    cdub's Mortgage Payoff Diary... (update - a little thrown into the pot)

    Threw another $325.63 into the pot. I've decided to start increasing the extra amount paid by $100 each month. Boiling frog. :)
  9. cdub

    Jan 27, 2016 To May 15, 2017 [Paid Off!]

    Nevermind... haha... it's in your username. I'm so glad we didn't buy the condo we made an offer on in 2006.... it was almost as expensive as the house we finally bought in 2009 after the crash... I'm sure we'd still be underwater.
  10. cdub

    Jan 27, 2016 To May 15, 2017 [Paid Off!]

    What part of the country are you?
  11. cdub

    When did you decide that the mortgage had to go?

    Yes I recently got into a "big" argument (lets call it a health discussion) with a friend of mine... he said it made no financial sense to pay off the mortgage with interest rates so low. For me... it's peace of mind.... being freelance my job is even less secure than everyone else in this crazy...
  12. cdub

    When did you decide that the mortgage had to go?

    When did you decide that you had it with your mortgage and it had to go? For me personally it was when I had a spell of being unemployed.... I'm freelance and money isn't always a sure thing. Getting rid of a huge monthly expense and not owing ANYTHING to ANYBODY is going to be a huge...
  13. cdub

    Calculate your mortgage payoff date with extra payments with this Google Docs document

    Okay this is a really cool find. You simply enter your original loan amount, start date, terms, interest rate and you enter how much extra you are paying and voila! :) Mortgage Amortization with Paydown Google Docs Template It also will show you how much interest you saved. It's very easy to...
  14. cdub

    The NEW YNAB is out and I've fully switched over to it. :)

    The new version of YNAB is out and I've fully switched over to it. It's fully web based - which means that it'll run on my trusty Chromebook without any modification. (I still have my Chromebook modified so that I can use a local FTP program in Linux - don't trust web based ones yet) The...
  15. cdub

    I love YNAB. I adore Chromebooks. Here’s how to install YNAB on a Chromebook. :)

    NOTE - When this article was written it refers to the old version of YNAB, YNAB4.. a new web based version is out that allows you to run YNAB in your web browser. Awesome! But it's subscription based... so if you want to run YNAB4 on your Chromebook... here's how... As you may already know… I...
  16. cdub

    How I use YNAB Budget Categories

    NOTE - When this article was written it refers to the old version of YNAB, YNAB4.. a new web based version is out. (which is still awesome - just a little different) Some people were curious so I thought I’d post how I use my YNAB budget categories. I got my idea on how to do this after reading...
  17. cdub

    Kick Quicken to the curb with YNAB

    NOTE - When this article was written it refers to the old version of YNAB, YNAB4.. a new web based version is out. (which is still awesome - just a little different) As I mentioned at in a previous post, I absolutely love this program. Is it strange to love a financial and budgeting program...
  18. cdub

    cdub's Mortgage Payoff Diary... (update - a little thrown into the pot)

    Plopped another payment of 125.63. Saved around $3,500 to e-fund. :)
  19. cdub

    Jan 27, 2016 To May 15, 2017 [Paid Off!]

    I've added a new feature to the site where everyone's total mortgage debt, interest saved, and pre-paid principal gets added up and totaled on the main page of the site in the widget below: You enter your information in your profile page. No commas or decimals. If you don't want to include...